PayNidhi is a full-stack B2B Trade Finance platform connecting MSMEs with NBFCs, focused on risk management and automated financing workflows. It features a proprietary Behavioral Credit Engine that generates scores from 300–900 based on transactional behavior, compliance, and financial history. Automated settlement and penalty logic uses Cron jobs to detect overdue payments, update trust scores, and apply 2% penalties. A secure Legal Gateway manages Notice of Assignment (NOA) generation and verification to ensure compliance before fund disbursement. The platform also includes Brevo-integrated OTP authentication for secure onboarding and transaction signing, providing a reliable and scalable cloud-based financing experience.

(This is a sponsored project, so I’m unable to share the official website URL due to project restrictions. However, I’ve provided the Vercel-hosted URL for review and demonstration purposes.) DYP Event Schedular is a smart institutional event management platform that enables real-time monitoring of academic activities. It connects administrators, principals, HODs, and faculty through web and mobile applications, featuring geofenced event verification, secure media capture, role-based access, and real-time activity tracking. The platform reduces manual follow-ups and improves transparency by providing reliable proof of event execution.